| THIS FIRM SPECIALIZES IN ASSISTING CONSUMERS IN PROTECTING THEIR RIGHTS UNDER STATE AND FEDERAL LAWS INCLUDING THE FOLLOWING: |
 | Fair Credit Reporting Act | |
| Fair Debt Collections Practices Act | |
Fair Credit Reporting Act
The FAIR CREDIT REPORTING ACT (FCRA), a Federal Law, was
created to help protect the privacy of information in the files and reports
that are created by each "consumer reporting agency" (CRA). This
information shows whether or not you pay your bills on time, what credit
accounts you have opened or closed, and your long term payment
history. In addition the report provides personal information including
social security number, address, phone number and place of
employment. If you apply for a credit card, bank or other loan, or seek
housing through rental agencies, those you apply to will need to see
your report. The FCRA gives you specific rights which are outlined on
our site.
The FAIR CREDIT REPORTING ACT (FCRA), a Federal Law, was
created to help protect the privacy of information in the files and reports
that are created by each "consumer reporting agency" (CRA). This
information shows whether or not you pay your bills on time, what credit
accounts you have opened or closed, and your long term payment
history. In addition the report provides personal information including
social security number, address, phone number and place of
employment. If you apply for a credit card, bank or other loan, or seek
housing through rental agencies, those you apply to will need to see
your report. The FCRA gives you specific rights which are outlined on
our site.
Fair Debt Collection Practices Act
You use credit cards, owe money on a personal loan or are paying on
a home mortgage, you are a "debtor." If you fall behind in repaying
your credietors, or an error is made on your accounts, you may be
contacted by a "debt collector." You should know that in either
situation, The FAIR DEBT COLLECTION PRACTICES ACT(FDCPA)
requires that debt collectors treat you fairly and prohibits certain
methods of debt collection. Of course, the law DOES NOT erase any
legitimate debt you owe.
You use credit cards, owe money on a personal loan or are paying on
a home mortgage, you are a "debtor." If you fall behind in repaying
your credietors, or an error is made on your accounts, you may be
contacted by a "debt collector." You should know that in either
situation, The FAIR DEBT COLLECTION PRACTICES ACT(FDCPA)
requires that debt collectors treat you fairly and prohibits certain
methods of debt collection. Of course, the law DOES NOT erase any
legitimate debt you owe.
arleo law firm, plc
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